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Help to Move

Help to Buy

The Government-backed new 2021-2023 Help to Buy Equity Loan Scheme is available for first-time buyers* on plots with a sales price of a maximum of £437,600, subject to terms and conditions. Help to Buy eligible applicants will be offered an equity loan of up to 20% of the purchase price (based on open market value). The registered provider will hold a 2nd charge on the property. Applicants are required to fund 80% of the purchase price by means of a conventional mortgage, savings and deposit. And must obtain their conventional mortgage from a qualified lending institution.

Click here for further information: https://www.helptobuy.gov.uk/equity-loan/equity-loans/

  • The definition of a first time buyer is that the applicant has not purchased a property before either on their own or jointly with another party.

 

 

 

A Westerhill Homes…

EASY MOVE

  • Choose your new home from our selected properties and our selling agents will complete the Easy Move Scheme Application Form on your behalf, Westerhill Homes will then hold your selected plot for a period of twenty-eight days.
  • Our appointed partners, Moving Made Easy will contact you and explain how the scheme works and the service they will provide.
  • Moving Made Easy will arrange for three valuations to be carried out by local agents and once the price is agreed, a For Sale board is placed at your home and marketing will commence.
  • Moving Made Easy will work with you to help to sell your home in the required period right up to when you exchange contracts.
  • You will not have to pay your Estate Agent fees (up to a maximum of £6,000)* as this forms part of the service we provide you. (* If the selling agents fees are over the value of £6,000 then you will need to top this up yourself).

 

House in hands

 

Moving in
Elderly couple
 
Family
Young people

PART EXCHANGEMoving made easy

  • On selected plots we are able to offer Part Exchange for your current home.
  • Simply choose your new home from our selected range 
  • Complete our quick and easy part exchange application form
  • We will then arrange for up to three valuations from independent local selling agents
  • Once these are completed we will discuss the valuations with you and offer you a fair price for your existing home.
  • When we have agreed a price with you, we will ask you to pay the Westerhill Homes Reservation Fee and Solicitors will be instructed (our usual terms of reservation will apply), a For Sale board will be placed at your home and marketing will commence.
  • You will not have to pay your Estate Agents fees as this forms part of the service we provide you.

*Easy Move and Part Exchange are subject to criteria, terms and conditions and are facilitated by Moving Made Easy.

To help our customers buy their new home we have a number of panel partners who are familiar with our reservation requirements and timescales, and can offer you the additional peace of mind in working with you to secure the new home.