Chartway Group is a Kent-based development and construction group providing services to deliver improved communities and environments.
PSP is a strategic asset manager, fund manager and long term partner to the public sector.
Westerhill Homes by Chartway is a private housebuilder with a single mission – to deliver quality housing developments across South East England.
LetLife is the newest addition to the Chartway Partnerships Group, a brand created specifically for private rented family homes.
Chartway Building Supplies is a Kent based building and construction materials merchant.
Chartway Construction provides a complete range of building services across Kent, East Sussex, Surrey and South London.
Chartway Civil Engineering is a leading Kent based civil engineering and groundworks specialist.
Chartway Drylining specialises in drylining, screeding, plastering, & rendering for housebuilders and developers across the Kent and the South East.
Chartway Partnerships specialises in joint venture partnerships with Housing Associations and Councils to deliver large residential developments across the South East.
It’s a Government-backed scheme to help first time buyers buy a new home with just a 5% deposit, and a loan of up to 20% of the maximum purchase price of £437,000. The loan is interest free for the first five years. (Different rates apply to new homes in London & other areas of the country).
Yes, a new scheme came into place at the beginning of April 2021 which is for first time buyers only, this replaces the previous scheme was open to everyone.
Anyone buying their first home or their main residence, it’s not available if you have owned a home before, either on your own or with another person.
Not initially, but you will be paying £1.00 per month for a management fee until the loan is repaid. You will start paying interest on the loan in year 6 which is currently 1.75% in year 6 then 1.75% plus any increase in the Retail Price Index (RPI) plus 1% in each of the flowing years.
If you are borrowing the maximum 20% of the purchase price on a Help to Buy Equity Loan, you’ll also need to have a 5% deposit, this will leave you 75% to cover, with a mortgage or funds.
You’ll need to pay a 5% deposit when you exchange Contracts.
The Equity Loan must be repaid after 25 years or earlier if you sell your home.
Yes you can pay it all or part of it back at any time, with a minimum of 10% of the prevailing market value of your home.
For more information click here https://www.ownyourhome.gov.uk/scheme/help-to-buy-2021-2023/.
The scheme is run by Government-appointed agents. In our region this is currently the Agent for the South: Telephone 0800 456 11 88. Your Financial Advisor will be able to help you to complete the Application Form, take a look at our Buyers Guide – Financial, for more information.